in shape.

Y’all, my waist is 35 inches. #WhyThough

I haven’t thought about my waist measurement in years. YEARS. Perhaps since the my wedding in 2008? I don’t know. All I know is that I’m suffering from increasingly noticeable booty do and finally bit the bullet and pulled out the tape. Thirty-five inches. My waist in 35 inches.

How did I get here?

The overarching theme of this year is about keeping it real with myself and taking deliberate action to solve anything I see that needs fixing. So to “keep it real,” the most likely culprit is my natural proclivity towards eating like a 10 year old whose parents have given her permission to eat whatever her heart desires. Pizza, Zaxby’s, Coca Cola. Twix Bars. McDonald’s 3 for $1 cookies ($1.27 with tax, THANKYOUVERYMUCH!). French Fries (make it a large). More Coca Cola.

I’m 5’6 and 180lbs with a BMI in the “obesity” range. My weight shows up in my tummy and face. I have got to lose weight!

Now those who have seen me may be rolling their eyes right now. The typical response I get when I mention my need to lose weight includes eye rolling and deep sighs. I think this is because I carry the weight a bit differently, I wear clothing that hides  used to hide my mid section, and because they haven’t seen me in my birthday suit (and they shouldn’t…that would be weird).

What are the implications?

I’m a natural researcher. I like to know stuff. Lots of stuff. As much stuff as possible. Naturally, I hopped on the Google machine to find information on what a 35 inch waist means.

  1. My 35 inch waist puts me at risk for obesity related diseases.
  2. I’m overweight and overfat (due to my waist size and BMI), but even thin and “average sized” people can be overfat.

This is really scary considering my family history with diabetes and heart disease. I can’t hit age 35 with a 35 inch waist. I’ve gotta start eating like an adult and treating myself better!

Since January, I have tried to visit the gym at least 4 times a week.  I took a break during our ordeal, but have been back at for the last 4 – 5 weeks. I am doing a mix of weights and cardio with the hopes of boosting my metabolism and burning fat. I have to admit it’s getting discouraging, but I have to keep in mind that it took me years to gain the weight and that I can’t expect to take it back off after a few months of gym time.

As a bit of disclosure, I’m considering doing a full Reboot…more on the reasons why later in a later post. Wish me luck!

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Gloria gets out of debt, Uncategorized

The Part-Time Ramseyites.

We’re part-time “Ramseyites”. I say “part-time” because if we were true Dave Ramsey disciples, we’d have no debt by now. The copy of Financial Peace I purchased in 2007 is out for display on one of  my end tables. We plan our month expenditures. We’re snowballing debt and saving money. Even with that, I don’t feel we’ve done enough.

Honestly, I’m ready to be done. I’m ready to be off this debt treadmill. Debt robs you of opportunities and I’m tired of being robbed. I’ve passed up business ideas because I felt bad putting money towards a business venture when I still owed other people money. I don’t want to do that anymore. I want to be in a position to take advantage of any opportunity that falls in my lap.

I’m so tired I’m ready to throw weight behind the sentiment. We currently pay an uncomfortable, and yes, shameful 23% of our monthly take home pay to creditors. Twenty.Three.Percent. Nearly a quarter. I’m not proud of that, man. Hard to admit.

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I could sit and feel sorry for us, but I won’t. I talked to the hubs about attempting to use his entire paycheck for savings and debt only. He agreed.

While some of my friends and associates were sleeping, watching a ball drop, dancing or kissing their boo, I was budgeting my way into the new year. Two minutes from 2017 and I was click clacking away in a Google Sheet, planning our freedom.

For the first 6 months of 2017, we will devote forty percent of our take home to paying off debt. Time to get to work on becoming full-time “Ramseyites.” I think ole Dave would be pleased.